For people who file under Chapter 7 of the Bankruptcy Code, most credit card debt is eliminated completely upon discharge. For people who file under Chapter 13 of the Bankruptcy Code, the debt is restructured and much of it is often eliminated after making some payments to your credit card carriers. The amount that any individual may have to pay to their creditors under a Chapter 13 case will be dictated by the Chapter 13 Plan. There are some rare exceptions to this and if you have specific questions about a particular piece of debt from your past, please contact your local attorney.
Articles in this section
- How do I cancel a payment?
- What happens with my credit card debt (or any unsecured debt) upon bankruptcy discharge?
- What will happen to my credit score?
- Will I get financing and access to credit after filing bankruptcy?
- What is my remaining balance on my payment plan? What are the next steps after paying my fees in full?
- Can I receive a receipt(s) for my payment transactions?
- How do I adjust my payment plan, or make a payment that was not scheduled?
- Can I process a payment through any other payment method other than a debit card?
- When is my case going to be filed? Can the filing start before my fees are paid in full?
- What are the next steps after I complete the payment plan?